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Get a complimentary review of your carrier's total loss valuation report.
Your carrier is required to provide their valuation report. We review it and give you a clear finding — at no cost.
No obligation. No cost. Results delivered within 1 business day.
Start Your Free Review ›Not affiliated with insurance companies or repair facilities.
Detailed review by experienced valuation professionals.
Well-documented findings you can rely on and stand behind.
Your information is always protected.
Our Settlement Review gives you an independent assessment of your carrier valuation report so you can better understand your position before deciding on next steps.
What We Review
Whether the vehicles used to value yours truly match your trim, options, and local market.
Deductions for vehicle condition are often understated, reducing your payout below fair value.
Incorrect mileage adjustments are a frequent and overlooked source of underpayment.
Factory options, packages, and trim level must be accurately reflected in the valuation.
Fees, taxes, and title costs outside the ACV that affect your actual net payout.
Steps 1–3 are completely free. No account required. No obligation.
Upload your carrier's valuation report and basic contact information. Takes less than 3 minutes.
Complimentary assessments are available for standard passenger vehicles, light trucks, SUVs, and vans. Commercial, specialty, and non-standard vehicles are subject to review and may require a custom quote.
Our team analyzes your carrier's methodology — comparables, mileage adjustments, condition ratings, and market accuracy.
You receive a clear outcome — Green, Yellow, or Red — with a plain-language explanation of what it means for your settlement.
All paid analysis services include a complimentary consultation. If you later upgrade to a higher service level, amounts previously paid are credited toward the next step.
Your carrier's valuation appears reasonable based on IAS's preliminary review. No further action is recommended at this time.
Some clients choose to obtain a written assessment for additional confidence before making a final settlement decision.
Learn More →Concerns identified. Many clients begin with the Executive Settlement Summary before deciding whether to pursue a full valuation or engagement.
Significant valuation concerns identified. Additional review is strongly recommended.
IAS specializes in vehicle valuation and appraisal-related matters. We do not provide insurance coverage analysis, policy interpretation, legal advice, liability determinations, or public adjusting services.
Questions involving coverage disputes, policy benefits, rental reimbursement eligibility, GAP coverage benefits, legal rights, or other non-valuation matters may require consultation with your insurance carrier, attorney, public adjuster, or other qualified professional.
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Step 1–3
Complimentary Assessment
Free***
Start Here →
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Service 01
Executive Settlement Summary
Starting at $199***
Start Here →
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Service 02
Independent Valuation Analysis
Starting at $450***
Start Here →
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Service 03
Full Engagement
Starting at $750***
Start Here →
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|---|---|---|---|---|
| Assessment | ||||
| Preliminary Valuation Review | ✓ | ✓ | ✓ | ✓ |
| GREEN / YELLOW / RED Finding | ✓ | ✓ | ✓ | ✓ |
| Option Audit Review | ✓ | ✓ | ✓ | ✓ |
| IAS Opinion | ||||
| Independent ACV Opinion | — | ✓ | ✓ | ✓ |
| Estimated ACV Range | — | ✓ | ✓ | ✓ |
| Estimated Gap Range | — | ✓ | ✓ | ✓ |
| Executive Findings Summary | — | ✓ | ✓ | ✓ |
| General Interpretation of Major Findings | — | ✓ | ✓ | ✓ |
| Valuation Documentation | ||||
| Professional ACV Opinion | — | — | ✓ | ✓ |
| Supporting Documentation | — | — | ✓ | ✓ |
| Defensible Methodology | — | — | ✓ | ✓ |
| Comparable Vehicle Analysis | — | — | ✓ | ✓ |
| Dispute Support | ||||
| Carrier Engagement & Negotiation | — | — | — | ✓ |
| Appraisal Clause Support | — | — | — | ✓ |
| Loan Payoff Clause Assistance | — | — | — | ✓ |
| Umpire Fees ** | — | — | — | ** |
| Physical Vehicle Inspection * | — | * | * | * |
| Included | ||||
| Complimentary Consultation | — | ✓ | ✓ | ✓ |
| Creditable Toward Next Tier | — | ✓ | ✓ | — |
Certain assignments may require a physical vehicle inspection to verify condition, equipment, damage, prior repairs, or other disputed valuation factors. When required, inspection services are quoted separately and are not included in the standard service fees shown above.
Umpire fees are not included in IAS service pricing. Responsibility for umpire compensation is governed by the applicable insurance policy, appraisal agreement, and any arrangements reached between the parties. If an umpire becomes necessary during the appraisal process, additional fees may apply.
Published fees represent typical starting prices for standard passenger vehicle assignments. Final pricing may vary depending on vehicle type, specialty equipment, commercial vehicle involvement, assignment complexity, required research, physical inspection requirements, documentation volume, or other factors affecting the scope of work. A final fee quote will be provided before engagement.
A repaired vehicle is worth less than one with a clean history. If your vehicle was damaged and repaired, you may be entitled to compensation for lost resale value — and we can document it.
Professional on-site vehicle inspections and condition reports for IA firms, carriers, fleet operators, and remote buyers who need accurate, documented eyes on the ground.
For general questions, consultations, and B2B inquiries. If you have your documents ready — click START REVIEW in the menu above.
Not ready to upload documents yet? We'll follow up within 1 business day.
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The IAS team provides independent automotive valuation, appraisal, and dispute support services to vehicle owners and lienholders across most U.S. states. We are not a public adjuster or law firm — we are independent valuation professionals focused on objective analysis and professional reporting.
Our work includes total loss valuation disputes, independent actual cash value (ACV) opinions, diminished value reports, and related appraisal services.
Before recommending engagement, we evaluate every case carefully and honestly. When someone reaches out to IAS, they are trusting us with an important financial decision, and we take that responsibility seriously. Every file receives focused attention from the initial review through final delivery.
Our reports are developed in accordance with USPAP guidelines and applicable professional standards. Each assignment is documented thoroughly, supported by market research and analysis, and prepared to withstand professional scrutiny.
Appraisals conducted in accordance with USPAP guidelines and applicable professional appraisal standards.
The IAS team understands how carrier valuation reports are developed, reviewed, and documented — providing insight into the valuation process and common areas of concern.
Technology supports our process — it never replaces it. Every assignment is personally reviewed by an IAS team member before delivery.
Every case is assessed with the client's best outcome in mind. We provide honest clarity before recommending any course of action.
Every assignment is supported by thorough documentation and findings — structured to be clear, complete, and defensible.
Delays have real financial consequences. The IAS team moves efficiently on every file without compromising accuracy or quality.
Services available in most U.S. states. Not currently available in CT, DE, MA, NY, RI, VT, or WA.
Tell us about your situation. We'll review your documents and respond within 1 business day.
Thank you. We'll review your documents and follow up within 1 business day.