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Independent Automotive Valuation Services
Questions About

Your Vehicle's
Value?

Get a complimentary review of your carrier's total loss valuation report.

Objective Analysis Documented Findings Defensible Opinions
Settlement Review

Your carrier is required to provide their valuation report. We review it and give you a clear finding — at no cost.

✓
GREEN
Valuation appears reasonable. No action needed.
!
YELLOW
Concerns identified. Review recommended.
!
RED
Significant valuation concerns identified. Further review recommended.

No obligation. No cost. Results delivered within 1 business day.

Start Your Free Review ›

Independent

Not affiliated with insurance companies or repair facilities.

Expert Analysis

Detailed review by experienced valuation professionals.

Defensible Opinions

Well-documented findings you can rely on and stand behind.

Confidential Process

Your information is always protected.

Simple Process. Clear Answers.

How It Works

Steps 1–3 are completely free. No account required. No obligation.

1

Submit Your Report

Upload your carrier's valuation report and basic contact information. Takes less than 3 minutes.

2

IAS Reviews It

Our team analyzes your carrier's methodology — comparables, mileage adjustments, condition ratings, and market accuracy.

3

Get Your Finding

You receive a clear outcome — Green, Yellow, or Red — with a plain-language explanation of what it means for your settlement.

If your result is Yellow or Red, here's what happens next
4

Understand Your Options

We walk you through what we found and what your policy allows. You decide whether to move forward — no pressure.

5

Independent Valuation Analysis

We invoke your policy's Appraisal Clause, submit an independent valuation, and engage the carrier's appraiser directly. You don't deal with them — we do.

6

Resolution

We negotiate directly with the carrier's appraiser on your behalf. If an agreement is reached, you get a new settlement amount.

Not a Public Adjuster Not a Law Firm No Guarantee of Results
Why Start With A

Complimentary Review?

Our Settlement Review gives you an independent assessment of your carrier valuation report so you can better understand your position before deciding on next steps.

What We Review

Comparable Selection

Whether the vehicles used to value yours truly match your trim, options, and local market.

Condition Adjustments

Deductions for vehicle condition are often understated, reducing your payout below fair value.

Mileage Analysis

Incorrect mileage adjustments are a frequent and overlooked source of underpayment.

Vehicle Configuration

Factory options, packages, and trim level must be accurately reflected in the valuation.

Post-Settlement Adjustments

Fees, taxes, and title costs outside the ACV that affect your actual net payout.

Settlement Review Summary Sample Report
What We Do

Specialized Services.
Professional Standards.

Independent appraisal services built around accurate, objective valuations and proper documentation — conducted in compliance with applicable professional standards.

01

Total Loss Dispute

When a carrier's ACV determination is in question, an independent appraisal provides an objective, documented value — giving vehicle owners and lienholders a credible, defensible position.

  • Independent ACV appraisal & valuation audit
  • Appraisal Clause invocation & submission
  • Loan Payoff Clause documentation & negotiation
  • Serving BHPH dealers, lienholders & vehicle owners
02

ACV Valuation Review Report

An independent analysis of your carrier's vehicle valuation report — delivering a documented ACV opinion with market support and comparable analysis. No appraisal clause invocation. No carrier engagement. Just the report, for your records, your lender, or your own peace of mind.

  • Independent ACV opinion & market analysis
  • Line-by-line review of carrier's valuation report
  • Comparable vehicle selection & adjustments
  • Formal written report — no dispute engagement included
Request a Quote
03
📉

Diminished Value Reports

A repaired vehicle is worth less than one with a clean history. If your vehicle was damaged and repaired, you may be entitled to compensation for that lost resale value — and we can document it.

  • Independent diminished value appraisal
  • Pre- & post-repair market value analysis
  • Documented findings for carrier submission
  • Serving vehicle owners & lienholders
04

Vehicle Inspections

Professional on-site vehicle inspections and condition reports for carriers, fleet operators, and remote auction buyers who need eyes on the ground.

  • Insurance carrier field assignments
  • Fleet condition assessments
  • Remote auction pre-purchase inspections
  • Photo documentation & condition reporting
Get Started

Start Your Free Review

Enter your contact information and we'll send you a secure link to upload your carrier's valuation report.

Let's Talk About
Your File.

No commitment required. Share your contact info and we'll take it from there.

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Service Area

Florida & Reciprocal States

Start Your Complimentary Settlement Review
Secure. Confidential. No Obligation.

By submitting, you authorize IAS to contact you regarding your request. IAS is not a public adjuster or law firm. No attorney-client relationship is created.

About

Objective.
Professional.
Documented.

IAS is an independent automotive valuation firm providing licensed, objective vehicle appraisal and dispute services. We are not a public adjuster or law firm — we are valuation professionals.

Total Loss Dispute — serving vehicle owners and lienholders when a carrier's ACV determination is in question. We invoke the Appraisal and Loan Payoff Clauses and negotiate toward a fair settlement.

Auto Lien Services — serving storage facilities and repair shops that need to document and file storage or abandonment liens.

IA Field Appraisals — serving independent adjusting firms that require accurate, timely field inspections and damage appraisals.

Every assignment is handled objectively, documented thoroughly, and delivered professionally — in compliance with USPAP and applicable state regulations.

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Florida Licensed — All Lines

Licensed in Florida with reciprocal coverage across most U.S. states

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USPAP Standards Compliant

Appraisals conducted in accordance with Uniform Standards of Professional Appraisal Practice

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CCC One Estimating Platform

Industry-standard estimating software used across the appraisal and insurance industry

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Complete Workfile Documentation

Every assignment includes thorough photo documentation, reports, and supporting data

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Prompt Turnaround

We understand that delays have real financial consequences — we move efficiently on every file

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Florida & Reciprocal States

Serving clients statewide and across most U.S. states through reciprocal licensure

Not a Public Adjuster Not a Law Office No Guarantee of Results
IAS Specialties LLC provides independent automotive valuation services only. We are not a public adjuster, attorney, or licensed insurance representative. Appraisals are conducted objectively in accordance with applicable professional standards and reflect documented market data and methodology. IAS does not guarantee specific settlement outcomes. Results vary based on carrier review and individual file circumstances.