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Get a complimentary review of your carrier's total loss valuation report.
Your carrier is required to provide their valuation report. We review it and give you a clear finding — at no cost.
No obligation. No cost. Results delivered within 1 business day.
Start Your Free Review ›Not affiliated with insurance companies or repair facilities.
Detailed review by experienced valuation professionals.
Well-documented findings you can rely on and stand behind.
Your information is always protected.
Our Settlement Review gives you an independent assessment of your carrier valuation report so you can better understand your position before deciding on next steps.
What We Review
Whether the vehicles used to value yours truly match your trim, options, and local market.
Deductions for vehicle condition are often understated, reducing your payout below fair value.
Incorrect mileage adjustments are a frequent and overlooked source of underpayment.
Factory options, packages, and trim level must be accurately reflected in the valuation.
Fees, taxes, and title costs outside the ACV that affect your actual net payout.
Steps 1–3 are completely free. No account required. No obligation.
Upload your carrier's valuation report and basic contact information. Takes less than 3 minutes.
Our team analyzes your carrier's methodology — comparables, mileage adjustments, condition ratings, and market accuracy.
You receive a clear outcome — Green, Yellow, or Red — with a plain-language explanation of what it means for your settlement.
We walk you through what we found and what your policy allows. You decide whether to move forward — no pressure.
We invoke your policy's Appraisal Clause, submit an independent valuation, and engage the carrier's appraiser directly. You don't deal with them — we do.
We negotiate directly with the carrier's appraiser on your behalf. If an agreement is reached, you get a new settlement amount.
Licensed, independent vehicle appraisals — accurate, documented, and USPAP compliant.
Full-service dispute engagement. We deliver an independent ACV report, then engage the carrier directly — applying documented pressure to close the gap between what they offered and what your vehicle is actually worth.
An independent, documented ACV opinion delivered within 24 hours. No carrier engagement — just a professionally written report you can use for your records, your lender, or as the foundation for a dispute.
A repaired vehicle is worth less than one with a clean history. If your vehicle was damaged and repaired, you may be entitled to compensation for that lost resale value — and we can document it.
Professional on-site vehicle inspections and condition reports for IA firms, carriers, fleet operators, and remote buyers who need accurate, documented eyes on the ground.
For general questions, consultations, and B2B inquiries. If you have your documents ready — click START REVIEW in the menu above.
Not ready to upload documents yet? We'll follow up within 1 business day.
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The IAS team provides independent automotive valuation, appraisal, and dispute support services to vehicle owners and lienholders across most U.S. states. We are not a public adjuster or law firm — we are independent valuation professionals focused on objective analysis and professional reporting.
Our work includes total loss valuation disputes, independent actual cash value (ACV) opinions, diminished value reports, and related appraisal services.
Before recommending engagement, we evaluate every case carefully and honestly. When someone reaches out to IAS, they are trusting us with an important financial decision, and we take that responsibility seriously. Every file receives focused attention from the initial review through final delivery.
Our reports are developed in accordance with USPAP guidelines and applicable professional standards. Each assignment is documented thoroughly, supported by market research and analysis, and prepared to withstand professional scrutiny.
Appraisals conducted in accordance with USPAP guidelines and applicable professional appraisal standards.
The IAS team understands how carrier valuation reports are developed, reviewed, and documented — providing insight into the valuation process and common areas of concern.
Technology supports our process — it never replaces it. Every assignment is personally reviewed by an IAS team member before delivery.
Every case is assessed with the client's best outcome in mind. We provide honest clarity before recommending any course of action.
Every assignment is supported by thorough documentation and findings — structured to be clear, complete, and defensible.
Delays have real financial consequences. The IAS team moves efficiently on every file without compromising accuracy or quality.
Services available in most U.S. states. Not currently available in CT, DE, MA, NY, RI, VT, or WA.
Tell us about your situation. We'll review your documents and respond within 1 business day.
Thank you. We'll review your documents and follow up within 1 business day.