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Independent Automotive Valuation Services
Questions About

Your Vehicle's
Value?

Get a complimentary review of your carrier's total loss valuation report.

Objective Analysis Documented Findings Defensible Opinions
Settlement Review

Your carrier is required to provide their valuation report. We review it and give you a clear finding — at no cost.

GREEN
Valuation appears reasonable. No action needed.
!
YELLOW
Concerns identified. Review recommended.
!
RED
Significant valuation concerns identified. Further review recommended.

No obligation. No cost. Results delivered within 1 business day.

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Independent

Not affiliated with insurance companies or repair facilities.

Expert Analysis

Detailed review by experienced valuation professionals.

Defensible Opinions

Well-documented findings you can rely on and stand behind.

Confidential Process

Your information is always protected.

Complimentary Review?

Our Settlement Review gives you an independent assessment of your carrier valuation report so you can better understand your position before deciding on next steps.

What We Review

Comparable Selection

Whether the vehicles used to value yours truly match your trim, options, and local market.

Condition Adjustments

Deductions for vehicle condition are often understated, reducing your payout below fair value.

Mileage Analysis

Incorrect mileage adjustments are a frequent and overlooked source of underpayment.

Vehicle Configuration

Factory options, packages, and trim level must be accurately reflected in the valuation.

Post-Settlement Adjustments

Fees, taxes, and title costs outside the ACV that affect your actual net payout.

Settlement Review Summary Sample Report

How It Works

Steps 1–3 are completely free. No account required. No obligation.

1

Submit Your Report

Upload your carrier's valuation report and basic contact information. Takes less than 3 minutes.

2

IAS Reviews It

Our team analyzes your carrier's methodology — comparables, mileage adjustments, condition ratings, and market accuracy.

3

Get Your Finding

You receive a clear outcome — Green, Yellow, or Red — with a plain-language explanation of what it means for your settlement.

If your result is Yellow or Red, here's what happens next
4

Understand Your Options

We walk you through what we found and what your policy allows. You decide whether to move forward — no pressure.

5

Independent Valuation Analysis

We invoke your policy's Appraisal Clause, submit an independent valuation, and engage the carrier's appraiser directly. You don't deal with them — we do.

6

Resolution

We negotiate directly with the carrier's appraiser on your behalf. If an agreement is reached, you get a new settlement amount.

Not a Public Adjuster Not a Law Firm No Guarantee of Results

Specialized Services. Professional Standards.

Licensed, independent vehicle appraisals — accurate, documented, and USPAP compliant.

01

Total Loss Dispute

Full-service dispute engagement. We deliver an independent ACV report, then engage the carrier directly — applying documented pressure to close the gap between what they offered and what your vehicle is actually worth.

  • Independent ACV report delivered within 24 hours
  • Carrier engagement & appraisal clause invocation
  • Loan Payoff Clause documentation & negotiation support
  • Serving vehicle owners, BHPH dealers & lienholders
$750From
Submit Documents & Start Your Review →
02

ACV Valuation Review Report

An independent, documented ACV opinion delivered within 24 hours. No carrier engagement — just a professionally written report you can use for your records, your lender, or as the foundation for a dispute.

  • Independent ACV opinion & market analysis
  • Line-by-line review of carrier's valuation report
  • Comparable vehicle selection & adjustments
  • Delivered in writing — 24-hour turnaround
$450From
Submit Documents & Start Your Review →
03

Diminished Value Reports

A repaired vehicle is worth less than one with a clean history. If your vehicle was damaged and repaired, you may be entitled to compensation for that lost resale value — and we can document it.

  • Independent diminished value appraisal
  • Pre- & post-repair market value analysis
  • Documented findings for carrier submission
  • Delivered in writing — 24-hour turnaround
$450From
Contact for Consultation →
04

Independent Vehicle Inspections

Professional on-site vehicle inspections and condition reports for IA firms, carriers, fleet operators, and remote buyers who need accurate, documented eyes on the ground.

  • IA firm & insurance carrier field assignments
  • Fleet condition assessments
  • Remote auction pre-purchase inspections
  • Photo documentation & condition reporting
B2BContact for Rates
Contact for Rates →

We're Here to Help.

For general questions, consultations, and B2B inquiries. If you have your documents ready — click START REVIEW in the menu above.

Let's Talk.

Not ready to upload documents yet? We'll follow up within 1 business day.

This form is for

Diminished Value inquiries
Vehicle inspection requests (B2B)
Attorney & carrier referrals
BHPH dealers & lienholders
General questions & consultations
(813) 609-2610
[email protected]
We Serve Most U.S. States
General Inquiry
Questions, consultations, partnerships & B2B inquiries. We respond within 1 business day.

By submitting, you authorize IA Specialties LLC to contact you regarding your inquiry. IAS is not a public adjuster or law firm. No attorney-client relationship is created. Services not available in CT, DE, MA, NY, RI, VT, or WA.

Objective.
Professional.
Documented.

The IAS team provides independent automotive valuation, appraisal, and dispute support services to vehicle owners and lienholders across most U.S. states. We are not a public adjuster or law firm — we are independent valuation professionals focused on objective analysis and professional reporting.

Our work includes total loss valuation disputes, independent actual cash value (ACV) opinions, diminished value reports, and related appraisal services.

Before recommending engagement, we evaluate every case carefully and honestly. When someone reaches out to IAS, they are trusting us with an important financial decision, and we take that responsibility seriously. Every file receives focused attention from the initial review through final delivery.

Our reports are developed in accordance with USPAP guidelines and applicable professional standards. Each assignment is documented thoroughly, supported by market research and analysis, and prepared to withstand professional scrutiny.

USPAP-Aligned Methodology

Appraisals conducted in accordance with USPAP guidelines and applicable professional appraisal standards.

Carrier Valuation Process Experience

The IAS team understands how carrier valuation reports are developed, reviewed, and documented — providing insight into the valuation process and common areas of concern.

Human Review on Every File

Technology supports our process — it never replaces it. Every assignment is personally reviewed by an IAS team member before delivery.

Client-First Evaluation

Every case is assessed with the client's best outcome in mind. We provide honest clarity before recommending any course of action.

Complete Workfile Documentation

Every assignment is supported by thorough documentation and findings — structured to be clear, complete, and defensible.

Prompt Turnaround

Delays have real financial consequences. The IAS team moves efficiently on every file without compromising accuracy or quality.

Service Area — Most U.S. States

Services available in most U.S. states. Not currently available in CT, DE, MA, NY, RI, VT, or WA.

Not a Public Adjuster Not a Law Office No Guarantee of Results
IAS Specialties LLC provides independent automotive valuation services only. We are not a public adjuster, attorney, or licensed insurance representative. Appraisals are conducted objectively in accordance with applicable professional standards and reflect documented market data and methodology. IAS does not guarantee specific settlement outcomes. Results vary based on carrier review and individual file circumstances.