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Independent Automotive Valuation Services
Questions About

Your Vehicle's
Value?

Get a complimentary review of your carrier's total loss valuation report.

Objective Analysis Documented Findings Defensible Opinions
Settlement Review

Your carrier is required to provide their valuation report. We review it and give you a clear finding — at no cost.

✓
GREEN
Valuation appears reasonable. No action needed.
!
YELLOW
Concerns identified. Review recommended.
!
RED
Significant valuation concerns identified. Further review recommended.

No obligation. No cost. Results delivered within 1 business day.

Start Your Free Review ›

Independent

Not affiliated with insurance companies or repair facilities.

Expert Analysis

Detailed review by experienced valuation professionals.

Defensible Opinions

Well-documented findings you can rely on and stand behind.

Confidential Process

Your information is always protected.

Why Start With A

Complimentary Review?

Our Settlement Review gives you an independent assessment of your carrier valuation report so you can better understand your position before deciding on next steps.

What We Review

Comparable Selection

Whether the vehicles used to value yours truly match your trim, options, and local market.

Condition Adjustments

Deductions for vehicle condition are often understated, reducing your payout below fair value.

Mileage Analysis

Incorrect mileage adjustments are a frequent and overlooked source of underpayment.

Vehicle Configuration

Factory options, packages, and trim level must be accurately reflected in the valuation.

Post-Settlement Adjustments

Fees, taxes, and title costs outside the ACV that affect your actual net payout.

Settlement Review Summary Sample Report
Simple Process. Clear Answers.

How It Works

Steps 1–3 are completely free. No account required. No obligation.

1

Submit Your Report

Upload your carrier's valuation report and basic contact information. Takes less than 3 minutes.

2

IAS Reviews It

Our team analyzes your carrier's methodology — comparables, mileage adjustments, condition ratings, and market accuracy.

3

Get Your Finding

You receive a clear outcome — Green, Yellow, or Red — with a plain-language explanation of what it means for your settlement.

Recommended Next Steps
✓
Green

Your carrier's valuation appears reasonable based on IAS's preliminary review. No further action is recommended at this time.

No further action recommended at this time.
Optional Next Step
Executive Settlement Review Summary

Some clients choose to obtain a written assessment for additional confidence before making a final settlement decision.

Learn More →
!
Yellow

Concerns identified. Many clients begin with the Executive Settlement Review Summary before deciding whether to pursue a full valuation or engagement.

Option 1
Executive Settlement Review Summary

Professional written assessment designed to help determine whether pursuing a dispute is economically worthwhile.

Learn More →
Option 2
Independent Valuation Analysis

Comprehensive valuation report with supporting documentation and methodology.

Learn More →
!
Red

Significant valuation concerns identified. Additional review is strongly recommended.

Option 1
Independent Valuation Analysis

Comprehensive valuation report with supporting documentation and methodology.

Learn More →
Option 2
Full Engagement

Complete dispute support including valuation analysis, carrier engagement, and appraisal clause support.

Learn More →
Important — Scope of Services

IAS specializes in vehicle valuation and appraisal-related matters. We do not provide insurance coverage analysis, policy interpretation, legal advice, liability determinations, or public adjusting services.

Questions involving coverage disputes, policy benefits, rental reimbursement eligibility, GAP coverage benefits, legal rights, or other non-valuation matters may require consultation with your insurance carrier, attorney, public adjuster, or other qualified professional.

* All paid analysis services include a complimentary consultation. If you choose to upgrade to the next service tier, the amount previously paid is credited toward the new service.

Not a Public Adjuster Not a Law Firm No Guarantee of Results
What We Do

A Clear Path from Assessment to Resolution.

Your complimentary assessment determines the recommended next step. Every paid service includes a consultation — no separate fees.

Service Ladder
01

Executive Settlement Review Summary

For vehicle owners who need clear preliminary answers before committing to a full valuation. Get IAS's independent ACV opinion, gap estimate, and a structured recommended path forward.

  • IAS Preliminary ACV Opinion
  • Estimated ACV & Gap Range
  • Executive Findings Summary
  • Option Audit & Recommended Path Forward
  • Complimentary Consultation Included
$199 100% credited toward IVA or Full Engagement
Decision-support document — not a carrier submission package.
Start Your Review →
02

Independent Valuation Analysis

A full, independent ACV opinion delivered in writing within 24 hours. Line-by-line analysis of your carrier's report, with documented comparable selection and adjustments.

  • Independent ACV opinion & market analysis
  • Line-by-line carrier report review
  • Comparable vehicle selection & adjustments
  • Complimentary Consultation Included
  • Delivered in writing — 24-hour turnaround
$450 From — credited toward Full Engagement
Submit Documents →
03

Full Engagement

Full-service dispute representation. We deliver an independent ACV report, invoke your policy's Appraisal Clause, and engage the carrier's appraiser directly — you don't deal with them.

  • Independent ACV report — 24-hour turnaround
  • Appraisal Clause invocation & carrier engagement
  • Loan Payoff Clause documentation & support
  • Complimentary Consultation Included
  • Serving vehicle owners, BHPH dealers & lienholders
$750From
Submit Documents →
Additional Services
04

Diminished Value Report

A repaired vehicle is worth less than one with a clean history. If your vehicle was damaged and repaired, you may be entitled to compensation for lost resale value — and we can document it.

  • Independent diminished value appraisal
  • Pre- & post-repair market value analysis
  • Documented findings for carrier submission
  • Delivered in writing — 24-hour turnaround
$450From
Contact Us →
05

Independent Vehicle Inspections

Professional on-site vehicle inspections and condition reports for IA firms, carriers, fleet operators, and remote buyers who need accurate, documented eyes on the ground.

  • IA firm & insurance carrier field assignments
  • Fleet condition assessments
  • Remote auction pre-purchase inspections
  • Photo documentation & condition reporting
B2BContact for Rates
Contact for Rates →
Not a Public Adjuster Not a Law Firm No Guarantee of Results
Have Questions?

We're Here to Help.

For general questions, consultations, and B2B inquiries. If you have your documents ready — click START REVIEW in the menu above.

Let's Talk.

Not ready to upload documents yet? We'll follow up within 1 business day.

This form is for

Diminished Value inquiries
Vehicle inspection requests (B2B)
Attorney & carrier referrals
BHPH dealers & lienholders
General questions & consultations
(813) 609-2610
[email protected]
We Serve Most U.S. States
General Inquiry
Questions, consultations, partnerships & B2B inquiries. We respond within 1 business day.

By submitting, you authorize IA Specialties LLC to contact you regarding your inquiry. IAS is not a public adjuster or law firm. No attorney-client relationship is created. Services not available in CT, DE, MA, NY, RI, VT, or WA.

About

Objective.
Professional.
Documented.

The IAS team provides independent automotive valuation, appraisal, and dispute support services to vehicle owners and lienholders across most U.S. states. We are not a public adjuster or law firm — we are independent valuation professionals focused on objective analysis and professional reporting.

Our work includes total loss valuation disputes, independent actual cash value (ACV) opinions, diminished value reports, and related appraisal services.

Before recommending engagement, we evaluate every case carefully and honestly. When someone reaches out to IAS, they are trusting us with an important financial decision, and we take that responsibility seriously. Every file receives focused attention from the initial review through final delivery.

Our reports are developed in accordance with USPAP guidelines and applicable professional standards. Each assignment is documented thoroughly, supported by market research and analysis, and prepared to withstand professional scrutiny.

USPAP-Aligned Methodology

Appraisals conducted in accordance with USPAP guidelines and applicable professional appraisal standards.

Carrier Valuation Process Experience

The IAS team understands how carrier valuation reports are developed, reviewed, and documented — providing insight into the valuation process and common areas of concern.

Human Review on Every File

Technology supports our process — it never replaces it. Every assignment is personally reviewed by an IAS team member before delivery.

Client-First Evaluation

Every case is assessed with the client's best outcome in mind. We provide honest clarity before recommending any course of action.

Complete Workfile Documentation

Every assignment is supported by thorough documentation and findings — structured to be clear, complete, and defensible.

Prompt Turnaround

Delays have real financial consequences. The IAS team moves efficiently on every file without compromising accuracy or quality.

Service Area — Most U.S. States

Services available in most U.S. states. Not currently available in CT, DE, MA, NY, RI, VT, or WA.

Not a Public Adjuster Not a Law Office No Guarantee of Results
IAS Specialties LLC provides independent automotive valuation services only. We are not a public adjuster, attorney, or licensed insurance representative. Appraisals are conducted objectively in accordance with applicable professional standards and reflect documented market data and methodology. IAS does not guarantee specific settlement outcomes. Results vary based on carrier review and individual file circumstances.